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Excuse me, I'm quite interested in the cryptocurrency industry, and I've heard a lot about XRP recently. I understand that it's a digital asset that's supposed to make cross-border payments faster and cheaper. So, I was wondering, are UK banks currently using XRP in their operations? If so, which banks are actively integrating it, and how are they leveraging its benefits? Also, are there any challenges or regulatory issues that they've encountered in this process? I'd appreciate it if you could provide some insights into this matter.
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